Under the ACA, what must large employers provide to their employees regarding health coverage?

Prepare for the CEBS GBA 1 Exam with flashcards and multiple choice questions, including hints and detailed explanations. Gear up for success!

Large employers are required under the Affordable Care Act (ACA) to offer health coverage that meets specific criteria of minimum value and affordability. This means that the health insurance provided must cover at least 60% of the total allowed cost of benefits, ensuring that it provides a significant level of protection against high medical expenses. Additionally, the coverage must be affordable, meaning that the employee's share of the premium for the lowest-cost self-only plan cannot exceed a certain percentage of their household income.

This requirement is essential to ensure that employees have access to affordable and comprehensive health care, contributing to the overarching goal of the ACA to expand health coverage and reduce the number of uninsured individuals.

In contrast to the other options, dental and vision coverage, cash benefits, and unlimited healthcare services do not align with the ACA's specific employer mandates concerning health insurance coverage for employees. Therefore, the correct answer emphasizes the critical aspects of value and affordability in employer-provided health coverage under the ACA.

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