What types of benefits can be included in a Cafe Plan?

A Café Plan, also known as a cafeteria plan, is a type of employee benefit plan that offers a selection of benefits from which employees can choose. This flexibility allows employees to customize their benefits package according to their individual needs and preferences.

The correct answer highlights that a Café Plan can include a variety of benefits such as Accident/Health insurance, Dental and Vision coverage, and Life/Accidental Death and Dismemberment (ADD) insurance, among others. This wide range of options is a key feature of Café Plans, differentiating them from more traditional plans that may only offer a limited selection of benefits.

By allowing for this broad spectrum of benefits, employers can meet the diverse needs of their workforce, enhancing employee satisfaction and engagement. The inclusion of these types of benefits in a Café Plan provides significant value by catering to various life and health circumstances that employees may face.

In comparison, the other options either limit the scope of benefits or focus on specific types that do not align with the comprehensive nature of a Café Plan. Therefore, the breadth of benefits provided in the correct answer underscores the unique flexibility that such plans offer.