Which of the following is an example of a physical hazard?

Defective wiring in a building is considered a physical hazard because it pertains to tangible, environmental risks that can lead to damage or injury. Physical hazards involve the physical conditions in the workplace that can cause harm. In this scenario, defective wiring presents a real, observable danger that could potentially lead to electrical fires, equipment failure, or personal injury to employees working in proximity to the faulty wiring.

In contrast, the other options represent different types of risks. Employee dishonesty refers to behavioral risks that result from unethical actions of individuals within an organization. Caretaking of insured assets involves the management and safeguarding of company property, which is more related to operational or administrative practices rather than physical threats. Lack of sufficient insurance reflects a financial risk related to the inadequacy of coverage rather than a specific physical hazard in one’s environment. Understanding the distinction between these categories of hazards is crucial when assessing safety and risk management in the workplace.