Which type of care is NOT covered under COBRA?

COBRA, or the Consolidated Omnibus Budget Reconciliation Act, allows individuals to maintain their group health insurance coverage for a limited time after experiencing a qualifying event, such as job loss or a reduction in work hours. However, COBRA applies specifically to group health plans and the medical benefits they provide.

Life insurance is not a component of health insurance; it is a separate type of insurance that provides a monetary benefit to beneficiaries upon the death of the insured individual. Since COBRA deals with health benefits, life insurance does not fall under its purview. Thus, it is correct to identify that life insurance is not covered under COBRA.

In contrast, care such as inpatient hospital care, prescription drugs, and dental/vision care can be part of a group health plan and are thus typically covered under COBRA provisions, ensuring that individuals can continue receiving these essential healthcare services after a qualifying event.