Who are the major insurers that cover dental services?

The major insurers that typically cover dental services include well-known companies such as BlueCross/BlueShield and MetLife. These organizations have established themselves as prominent players in the dental insurance market, providing a variety of dental plans that cater to the needs of both individuals and groups. Their offerings often include coverage for preventive, basic, and some major dental services, which are essential for maintaining oral health.

Insurance companies like BlueCross/BlueShield and MetLife have built extensive networks of participating dentists, which allows policyholders to access care seamlessly. This connectivity and the variety of plan options they offer make them significant contributors to dental coverage in the market.

Self-Administered Plans generally refer to those administered directly by employers or organizations without an insurance carrier's involvement, which can limit coverage and affect the range of services available. State Dental Associations may provide resources and education on dental health rather than offering direct insurance coverage. Government programs, while they may provide some level of dental coverage, usually do not encompass the broad base of offerings found through private insurers, particularly for adults. Thus, option B is the most accurate representation of major insurers in the dental benefits landscape.